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Texas Mortgage Brokerage 2/E by John P. Wiedemer,

Texas Mortgage Brokerage 2/E by John P. Wiedemer,
Wiedemer has updated this new edition based on the latest Texas Mortgage Broker Licensing Act and its licensure law requirements. The book provides an overview of the mortgage industry and its market segments. Federal underwriting programs are discussed in detail along with thorough coverage of borrower and property analysis. Commercial loans and other financing practices are also included.



The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement by Stephen L. Ross,
The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement by Stephen L. Ross,
In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites than for blacks or Hispanics. Homeownership is the most common method for wealth accumulation and is viewed as critical for access to the most desirable communities and most comprehensive public services. Homeownership and mortgage lending are linked, of course, as the vast majority of home purchases are made with the help of a mortgage loan. Barriers to obtaining a mortgage represent obstacles to attaining the American dream of owning one's own home. These barriers take on added urgency when they are related to race or ethnicity.In this book Stephen Ross and John Yinger discuss what has been learned about mortgage-lending discrimination in recent years. They re-analyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They provide an in-depth review of the 1996 Boston Fed Study and its critics, along with new evidence that the minority-white loan-approval disparities in the Boston data represent discrimination, not variation in underwriting standards that can be justified on business grounds. Their analysis also reveals several major weaknesses in the current fair-lending enforcement system, namely, that it entirely overlooks one of the two main types of discrimination (disparate impact), misses many cases of the other main type (disparate treatment), and insulates some discriminating lenders from investigation. Ross and Yinger devise new procedures to overcome these weaknesses and show how the procedures can also be applied todiscrimination in loan-pricing and credit-scoring.



Scyene, Dallas, Texas - Scyene was a small town in East Central Dallas County, Texas, 10 miles east-southeast of downtown Dallas. Now a neighborhood in East Dallas, just west of Mesquite, Texas and I-635.

University of Texas at Dallas - The University of Texas at Dallas is a branch of the UT system, which, despite its name, is located in the Dallas suburb of Richardson, Texas. Known for its computer science, engineering and management programs among others, the average SAT scores of the school sometimes exceed that of the flagship university in the system.

Dallas County, Texas - Dallas County is a county located in the state of Texas within the Dallas-Fort Worth-Arlington metropolitan area (colloquially referred to as the Dallas/Fort Worth Metroplex). As of the 2000 U.

University of Texas Southwestern Medical Center at Dallas - The University of Texas Southwestern Medical Center at Dallas (also known as “Southwestern”) is one of the leading medical research facilities in the United States. Originally named as “Southwestern Medical College”, it was established in 1943 as a wartime medical school and is part of the University of Texas System.



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Home Equity Loan in Texas - Home Equity Loan in Texas How to Increase the Value of Your Home An easy-to-follow guide for home owners who want to maximize the value of their most important investment With anxiety over the stock market running high home equity loan in texas and home equity loan rates at an alltime low, Americans are investing in their homes like never before. Last year alone, consumers spent a record $123 billion on home building projects. How to Increase the Value ...

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